Insurance Agents

Insurance agents market several types of insurance products that help consumers manage various types of risks, pay expenses, produce income, and generate liquidity for estates.   Products for individuals include: life, long-term care, annuities, health, and disability.   Some insurance agents also market casualty insurance products including: home, auto, personal liability and other types of policies.   Insurance agents may also market individual and group products to companies and key executives.

A substantial number of financial planners, financial advisors, and stock brokers also hold licenses that permit them to sell insurance products.  This means a professional could develop a financial plan for you and sell you the insurance products that are recommended in the plan.  Or, an investment advisor who manages your IRA assets could also provide life insurance products. Conversely, a substantial number of insurance agents also hold securities licenses that permit them to sell mutual funds and other investment products.